Shehzan Maredia is the Founder & CEO of Lava, a bitcoin-backed lending platform that allows users to borrow against their bitcoin without selling it. This conversation was recorded live at Bitcoin Investor Week in New York. In this discussion, we cover why many bitcoin holders are borrowing against their BTC instead of selling it, how everyday workers have quietly built wealth by consistently saving in bitcoin, and why bitcoin-backed loans are increasingly being used to fund major purchases like homes. We also discuss stablecoins, global access to dollars, and the future of bitcoin-native financial services